US cash-pay / self-pay
Ask for a written good faith estimate if you are uninsured or will not use insurance. Medicare figures in the index are payment benchmarks, not cash prices or a complete patient bill.
Who can use it: Confirm the self-pay process with the provider and your insurer before deciding whether to use insurance.
Cost to you: varies — Confirm a written patient price or funding decision.
- Request an itemised good faith estimate from each provider.
- Ask separately about facility, doctor, anaesthesia, tests and follow-up.
- Compare the complete written estimate and ask about financial assistance.
CMS self-pay estimates · Guidance reviewed: 2026-10-15